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Online Banking

Phone: 978-283-0246

ACH – Automated Clearing House

Gloucester Massachusettes Lighthouse

The ACH Network is a nationwide electronic funds-transfer system with the ability to transmit and receive payments electronically.

Available transactions include Direct Deposit Payroll, Collection Transactions, Tax Payments and Bill Payments.

*Participating companies are subject to credit approval by Cape Ann Savings Bank and will be required to submit company financial data.

Gloucester Massachusettes Houses


NEW Feature - Online Banking Enhancement Pending Transactions

  • Customer's Account information will now include debit/credit card transactions that are pending on their account.
  • As depicted in the image below you will now see a pending transaction (see example below), the pending amount and a zero balance.
  • The zero balance to the right of the pending transaction will be updated once the transaction is posted, this does not mean that your balance is zero.
  • Customers can find their current balance and available balance under Account Information near the top of the page (see example below).
  • The Available balance reflects the Current balance minus the displayed pending transactions.
  • If you do not see a transaction pending that you expect, it most likely means that the transaction has not been initiated yet against the account.


        Pending Transactions