Logon to:
Select An Account Personal Business
Log In to Business Online Banking
Log In to Business Online Banking

Online Banking

Phone: 978-283-0246

Fixed Rate Mortgages

Our primary market is Cape Ann, Massachusetts
We employ a staff of mortgage specialists who are on hand to answer your questions, and they can work with you to find a mortgage or loan option that leaves you feeling confident and satisfied. Apply online! It's easy!

Apply Now Button

Mortgage payments per $1,000.00 do not include taxes and insurance. The actual payment obligation will be greater.

Mortgage Fixed Rate Products In-House
TypeTermInterest RatePointsAnnual Percentage Rate (APR)Monthly Payment per $1,000.00
10 Year Fixed 10 Years 2.990% 0 2.991% $9.65
15 Year Fixed 15 Years 3.250% 0 3.251% $7.03
20 Year Fixed 20 Years 3.875% 0 3.875% $5.99

Mortgage Calculator
Mortgage loans are intended to remain with Cape Ann Savings Bank.
Available to 1 - 4 family, owner occupied properties only.
Minimum loan $40,000.00         
Minimum down payment 5% (own funds); Primary Mortgage Insurance may be required on loan to value ratios in excess of 80%.


Rates are applicable as of 4/20/2018.


NEW Feature - Online Banking Enhancement Pending Transactions

  • Customer's Account information will now include debit/credit card transactions that are pending on their account.
  • As depicted in the image below you will now see a pending transaction (see example below), the pending amount and a zero balance.
  • The zero balance to the right of the pending transaction will be updated once the transaction is posted, this does not mean that your balance is zero.
  • Customers can find their current balance and available balance under Account Information near the top of the page (see example below).
  • The Available balance reflects the Current balance minus the displayed pending transactions.
  • If you do not see a transaction pending that you expect, it most likely means that the transaction has not been initiated yet against the account.


        Pending Transactions