Our primary market is Cape Ann, Massachusetts
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Our primary market is Cape Ann, Massachusetts |
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| Mortgage Adjustable Rate Products Mortgage First Time Home Buyers Program Mortgage Fixed Rate Products - Sold Mortgage Fixed Rate Products In-House Mortgage Investment Property Mortgage payments per $1,000.00 do not include taxes and insurance. The actual payment obligation will be greater.
*Annual Percentage Rate based on 20% down payment without primary mortgage insurance. ***** Over 600,000.00 Available for 1 - 4 family, owner occupied residences. Limit $600,000.00 Other payment terms available. 2% Cap per adjustment, 6% Lifetime Cap Indexed to the Federal Reserve Board listing the weekly average yields on US Treasury Securities adjusted to a constant maturity of one year. Annual Percentage Rate is subject to change after consummation. The APR (Annual Percentage Rate) is based on a formula using the interest rate, the term of the loan, and any initial rate discount/premium period. Minimum down payment 5% (own funds). Back to Top
**Annual Percentage Rate based on 5% down payment with primary mortgage insurance. Available to first time homebuyers (affidavit required) for the purchase of 1 - 4 family, owner occupied residences. Minimum down payment 5% (own funds); Primary Mortgage Insurance may be required on loan to value ratios in excess of 80%. Qualifying income ratios: 33% and 38%. 2% Cap per adjustment, 6% Lifetime Cap Free appraisal. Indexed to the Federal Reserve Board listing the weekly average yields on US Treasury Securities adjusted to a constant maturity of one year. Annual Percentage Rate is subject to change after consummation The APR (Annual Percentage Rate) is based on a formula using the interest rate, the term of the loan, any initial rate discount/premium period and the initial and annual primary mortgage insurance premium. Back to Top
*Annual Percentage Rate based on 20% down payment without primary mortgage insurance. Back to Top
Note: 30 Year Fixed Rate is subject to periodic change. Contact us for current rate. ***** Over $600,000.00 Mortgage loans are intended to remain with Cape Ann Savings Bank. Limit $600,000.00 Available to 1 - 4 family, owner occupied properties only. Minimum down payment 5% (own funds); Primary Mortgage Insurance may be required on loan to value ratios in excess of 80%. Back to Top
**** Annual Percentage Rate based on 25% down payment without primary mortgage insurance. Minimum down payment/equity 25%. 2% Cap per adjustment, 6% Lifetime Cap Indexed to the Federal Reserve Board listing the weekly average yields on US Treasury Securities adjusted to a constant maturity of one year. Annual Percentage Rate is subject to change after consummation The APR (Annual Percentage Rate) is based on a formula using the interest rate, the term of the loan, and any initial rate discount/premium period. Back to Top All rates subject to periodic change, call for current rates.
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Pictured (l to r): Robert Gillis, Jr., Vice President; Bianca Elwick, Commercial Assistant; Leo Bergeron, Vice President/Commercial Loan Officer | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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