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Phone: 978-283-0246

Gloucester Massachusettes RockMoney Market Deposit Account

Cape Ann Savings Bank's Money Market Deposit Account offers competitive interest rates. The minimum balance to open a Money Market Deposit Account is just $500; with a monthly limit of six pre-authorized transfers. If your daily balance falls below $500, the interest rate reverts to that of the current NOW Account rate. An optional ATM/Debit card is available with the Safe and Sound Money Market account.

  • Limit of 6 pre-authorized transfers per month, no less than $250 each
  • If balance falls below $500, rate reverts to the current NOW Account rate
  • eStatements available FREE through Online Banking
  • ATM/Debit card is available (optional) see fee schedule
Money Market Account Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum daily balance to open account and to earn APY
Money Market Account 0.25% 0.25% $500.00
* This account is a variable rate account. The interest rate may change after the account is opened.

Rates are applicable as of 4/20/2018.


NEW Feature - Online Banking Enhancement Pending Transactions

  • Customer's Account information will now include debit/credit card transactions that are pending on their account.
  • As depicted in the image below you will now see a pending transaction (see example below), the pending amount and a zero balance.
  • The zero balance to the right of the pending transaction will be updated once the transaction is posted, this does not mean that your balance is zero.
  • Customers can find their current balance and available balance under Account Information near the top of the page (see example below).
  • The Available balance reflects the Current balance minus the displayed pending transactions.
  • If you do not see a transaction pending that you expect, it most likely means that the transaction has not been initiated yet against the account.


        Pending Transactions